White-label lending infrastructure

The rails behind a working asset-backed lending market.

You bring the market. We bring the platform.

RealWorld runs a live marketplace for lending against physical collateral. Now we license the same infrastructure to institutions who run the loan book under their own brand, in their own jurisdiction.

app.your-institution.com/loans/ULN-2207
Your brandSecured lending console
Live
Loan #ULN-2207
100g Gold Bar, 999.9 fine
KYC
verified
Appraised
Tokenized
Funded
Servicing
Collateral
100g gold bar, 999.9Appraisal verified · sealed assay
Custody
Trustee-heldFireblocks · segregated wallet
Token
Minted on-chain0x7a3c…e91f
Loan
$58,400 · 11.0% APR63% loan-to-value
Settlement
USDC, on-chainFunds released to borrower
Oversight
German trusteeAttestation current
11
physical asset classes supported out of the box
On-chain
tokenization and USDC settlement built in
Fireblocks
institutional custody, integrated
Your brand
deployed in your jurisdiction
01 What we license

A proven platform, deployed under your brand.

You bring the market: borrowers, custody, appraisal, and on-the-ground operations in your jurisdiction. We provide the technology layer that runs the loan, end to end.

Your clients see your interface, your language, your terms. Underneath sits the infrastructure that already settles real loans against gold, watches, jewelry, and other physical assets, with institutional custody integration and independent German trustee oversight.

02 The division of labor

You own the relationships. We run the technology.

A clean split keeps each side accountable for what it controls.

RealWorld provides
  • The lending and tokenization platform, including the full upgrade pipeline
  • A branded interface in your language
  • Asset tokenization on a best-efforts basis once an asset is onboarded
  • KYC processing through our integrated provider
  • Technical audits and second-line troubleshooting
  • Training on platform processes and functionality
You provide
  • The local operating entity and all counterparty contracts
  • Full responsibility for clients, custodians, appraisers, and insurers
  • Physical custody, authentication, and asset audit on the ground
  • All local fees and operating costs
  • First-line client contact and support
  • Revenue generation within agreed platform processes
03 A loan, start to finish

Each step has one owner.

1Client requests onboarding through your branded portalLicensee
2Identity processing and KYCRealWorld
3Physical onboarding: custody, appraisal, authentication, auditLicensee
4Asset tokenized and credited to the client accountRealWorld
5Client borrows, refinances, or trades on the platformClient
6Redemption requested on-platform, asset released locallyClient + Licensee
04 Why license RealWorld

Skip the build. Inherit a running market.

01

Live, not theoretical

This is not a prototype. The platform runs real secured loans end to end today, from onboarding through tokenization, settlement, and redemption.

02

Institutional custody and oversight

Fireblocks wallet security and independent German trustee oversight are built in, not bolted on.

03

Segregated by design

Your loan book runs on infrastructure isolated from other licensees. Your market, your risk, your control.

04

Conservative collateralization

Loan-to-value limits, appraisal gating, and custody checks are enforced by the platform before any loan can be funded.

05

Revenue from day one

A simple revenue share aligns both sides. You generate and keep the local upside; we keep the platform running and improving.

06

Built to scale

Security and capacity are engineered for an order of magnitude beyond current volume, so growth does not mean a rebuild.

05 Trust architecture

The same rails that keep client assets safe.

Fireblocks USD Coin German Trust iDenfy

German trustee

Client assets are held bankruptcy-remote from RealWorld's operations under an independent German trust.

Segregated infrastructure

Each licensee runs on isolated platform infrastructure. Your loan book, balances, and records stay separate from every other deployment.

Fireblocks

Institutional-grade wallet and custody infrastructure, the same technology used by major banks.

KYC / AML

Full identity verification on every participant through an integrated compliance provider.

On-chain settlement

Stablecoin rails for instant, transparent settlement. Every loan is auditable.

Professional appraisal

Third-party authentication and valuation for every asset before lending against it.

06 First licensee program

Run a secured-lending market without building the platform.

We are working with a small number of institutional partners to deploy the platform in new jurisdictions. If you have the market and the local operation, we have the rails.

Request a briefing